Self Pay

Costs & Payment Options

Affording the LAP-BAND® System. We can help!

The actual costs of your LAP-BAND® System will depend on your individual situation, including your health plan, the surgeon/hospital you choose, and whether you have an inpatient (overnight) or outpatient (same day) procedure. That said, there may be many ways to cover the costs of your LAP-BAND® System procedure, including insurance, Medicare, or private financing; but, based on market research, over 80% of actual LAP-BAND® cases performed were reimbursed in full or in part by insurance.1 Please contact our office for a free insurance verification. We can help you understand your insurance coverage and financing options, and develop a step by step plan for you.

Financing your LAP-BAND® System Surgery

Don’t worry if your insurance doesn’t cover the cost of LAP-BAND® System surgery, there are flexible payment plans are available. Please contact our office at (814) 467-4750 to discuss your options and develop a plan that is right for you.

The Personal Costs of Obesity

With today’s rising health costs, it’s normal to wonder if now is the time to consider the LAP-BAND® System. But you should know: extra weight often goes hand in hand with extra financial burden. Studies show obesity increases a person’s healthcare costs by 36% and medication costs by 105%, compared with people in a normal weight range.2 Knowing this, you may want to consider your own:

  • Out-of-pocket healthcare expenses.
  • Prescription and over-the-counter medication costs.
  • Doctors/specialists, office visits, lab work, physical therapists, etc.
  • Employment inactivity (missed work).
  • Nonsurgical weight loss programs (WeightWatchers®, Jenny Craig®, etc.).
  • Increased grocery and dining costs.

For this reason, acting now — using the LAP-BAND® System to significantly reduce your weight — may also reduce your weight-related costs.

References:
1. Sturm R. The effects of obesity, smoking and drinking on medical problems and costs. Health Aff. 2002;21(2):245-253.
2. Hammond RA, Levine R. The economic impact of obesity in the United States. Diabetes, Metabolic Syndrome and Obesity: Targets and Therapy 2010;3:285–295.
 

*Note: Meets NIH and FDA BMI criteria for bariatric surgery
 


Affordability Calculator

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Food
Based on research, a seriously overweight person spends $6,100 annually on groceries and dining out. Approximately, how much do you spend per month on groceries and dining out?

I am spending about per month on groceries and dining out.		  
Prescriptions
Based on research, a seriously overweight person spends $700 annually on prescription co-pays. Approximately, how much do you spend per month on prescription co-pays?  

I am spending about per month on prescription co-pays.		  
Out-of-Pocket Health Expenses
Based on research, a seriously overweight person spends $2,500 on out-of-pocket healthcare expenses each year.  
Out-of-pocket healthcare expenses include:
  • Over the counter drugs/remedies such as glucosamine, snore relief remedies, ibuprofen, etc.
  • Co-pays for doctor office visits
  • Co-pays for lab work
  • Co-pays for specialists
  • Co-pays for physical therapist/allied health professionals
  

I am spending about per month on out-of-pocket healthcare expenses.		  
Weight Loss Programs
Based on research, a seriously overweight person spends $700 annually on non-surgical weight loss programs.  
Examples of non-surgical weight loss programs include:
  • Jenny Craig
  • Lindora
  • Weight Watchers
  • Nutri-systems
  • Curves
  

I am spending about per month on non-surgical weight loss programs.